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1 week I have 40k saved that I want to invest in stocks but not sure the best way to do so. Reddit     

I have 40k saved that I want to invest. I wanted to invest this money but I’m not sure what the best way would be. I was currently planning to invest 25% into VTI, 25% into VOO, 25% into QQQ and 25% into other individual stocks. Is that a good choice? Also, Should I invest it all right now, wait for elections and then invest or invest 1000 every day over the next 40 days? Also, I will be adding about 800-1000 each month but not sure what to put it in.

I do know VTI and VOO are very similar but I couldn’t decide on which I should invest which is why I’m planning on investing in both.

I’m only 20 years old so im planning on keeping this investment for over 20 years. This would also be the first time I invest in stocks and I have limited knowledge on stocks which is why im seeking advice.

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